General

Job Title: Exposure Analyst

Division: Exposure Management

Reports To: As per Beazley’s organisation chart

Key Relationships: Exposure Management Team, Underwriters, Data Management, Ceded Reinsurance, Risk Management, Capital Modelling, Other Staff, Brokers and Coverholders.

Business Supported: Cyber & Specialty Risks

Job Summary: Work closely with the Senior Exposure Analysts to manage and monitor a wide range of business projects including, but not limited, to:

Preparing data for all regular exposure reporting, including a focus on exposures from Beazley’s recent partnership with Ki Insurance.
Updating and monitoring Realistic Disaster Scenarios (RDS).
Developing processes and systems to record exposure data.
Reviewing existing data and working proactively with the relevant teams to improve data quality.

Key Responsibilities

Work with the Senior Exposure Analysts and the relevant underwriters to provide analytics and research that enable the business to make informed decisions regarding exposure risk and aggregations.
Take primary responsibility for performing data preparation and analysis activities for Cyber & Speciality Risks exposures.
Work with the Senior Exposure Analysts to help develop and implement improved data management and reporting processes for exposure data, particularly for data coming from Beazley's recent partnership with Ki Insurance.
Work with the relevant underwriters to understand the individual business units’ portfolios, needs and business plans.
Assist in collating exposure data from source systems to calculate Realistic Disaster Scenarios (RDS).
Assist in preparing data for third-party vendor software.
Reporting of exposures including current and planned to Underwriting teams and Committees.
Be familiar with the relevant Beazley source data systems.
Interact with the underwriting support functions, (e.g. claims, risk, compliance, data management) to source information when necessary.
Share and gather knowledge within the Beazley Group to ensure dissemination of best practice.

General

At Beazley we are committed to doing the right thing because it is the right thing to do. It is important that within all your interactions both internally and externally you adhere to this principle through adoption of Beazley’s core values and behaviours – PIED and Being Beazley.

Adopt the Beazley culture of Professionalism, Integrity, Effectiveness and Dynamic that contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers.
Comply with Beazley procedures, policies and regulations including the code of conduct which incorporates the PRA and FCA Conduct Rules. Undertake training on Beazley policies and procedures as delivered by your line manager, Talent Management or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system.
Display business ethics that uphold the interests of all our customers.
Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs.
Comply with any specific responsibilities necessary for your role as outlined by your line manager, the Talent Management development or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas. This may include, amongst others, Beazley’s underwriting control standards, Beazley’s claims control standards, other Beazley standards and customer relationship management.
Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups.

Personal Specification:

Education and Qualifications

Educated to A Level or equivalent.
Degree in any discipline – preferred but not essential.

Skills and Abilities

Accurate and numerate.
Computer skills – good working knowledge of MS Office, advanced Excel skills.
SQL skills.
Strong analytical skills with attention to detail.
Ability to communicate effectively with others, both verbally and in writing.
Ability to manage own time and prioritise work.
Team worker as well as able to work on own initiative.

Knowledge and Experience

Insurance experience desirable.
Knowledge of the relevant business line desirable.
Experience of working with insurance aggregates desirable.

Aptitude and Disposition

Outcome focused, self-motivated, flexible and enthusiastic.
Professional approach to successfully interact with internal and external clients.

Competencies

Accuracy.
Concern for quality.
Customer focus.
Initiative.
Self-starter.
Speed and accuracy.
Teamwork.
Technical competence/expertise.
Time management.

Risk Jobs jobs

Exposure Analyst - Cyber & Specialty Risks