Job Title: Senior Non-Standard Car Underwriter

Contract Type: Permanent, Full Time

Salary Range: £50,000 - £60,000 depending on experience

Location: London, Eastleigh, Bournemouth or Gloucester, hybrid

Travel: Due to the nature of the role you will be expected to attend both on and off site meetings, mainly in London; you will also be required to attend an Ageas UK office a minimum of 1 day per week.

Closing Date for applications: Tuesday 3rd March 2026

Senior Non Standard Car Underwriter: We are looking for a Senior Non Standard Car Underwriter who thrives working with data, solving problems, and making fair, confident decisions. This is an important role within our Non-Standard underwriting team. You will help shape how we assess risk, support brokers, and guide product performance across a fast moving and specialist part of the market.

In this role, you will be trusted to use your judgement and insight to make sure the profile of risks we write are safe and profitable. You will look at trends, use data to explain what is happening in the portfolio, and suggest improvements that support growth. Your work will help our business stay competitive and make sure our products meet customer needs.

You will also build strong relationships with brokers, partners, and internal teams. Clear communication and a collaborative mindset are key. You will help others understand our approach, support good decisions, and keep underwriting rules and documentation up to date. You will act as a specialist in your area, sharing what you know and helping the team learn and improve.

Main Responsibilities as Senior Non Standard Car Underwriter:

Make confident and profitable underwriting decisions for the non standard motor portfolio, ensuring they align with our risk appetite and business goals.
Use data tools and reporting to track portfolio performance, spot trends, and guide actions that protect results.
Assess new schemes and products, recommending fair pricing, clear underwriting rules, and improvements that support sustainable growth.
Shape and maintain underwriting acceptance rules to meet performance targets and drive profitable outcomes across your products.
Build strong partnerships with brokers and internal teams by leading reviews, producing high quality reporting packs, and ensuring accurate and compliant processing.
Drive innovation by analysing market changes, deepening your understanding of risk, and recommending improvements that strengthen our specialist position in the market.

Skills and experience you need as Senior Non Standard Car Underwriter:

Strong analytical ability, with confidence in interpreting complex data sets utilising Excel, Power BI dashboards and other tools to produce clear insight.
Deep understanding of motor underwriting and pricing principles, supported by hands on experience in underwriting and/or pricing roles.
Sound knowledge of the personal motor insurance market, including technical issues, regulatory expectations, and industry standards.
Familiarity with data and pricing tools such as Radar Live (or similar), using them to support fair pricing and informed decision making.
Excellent organisational, communication, and stakeholder skills, with the ability to manage multiple priorities and work well under pressure.
Solid understanding of insurance law, pricing techniques, and market directives.

At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer status in the UK.

Here are some of the benefits you can enjoy at Ageas:

Flexible Working- Smart Working @ Ageas gives employees flexibility around location (as long as it’s within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares. We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days.

Supporting your Health- Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities – Mindfulness.

Supporting your Wealth- 50% off esure and Sheilas' Wheels motor and home insurance, Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans.

Supporting you at Work- Well-being activities, mindfulness sessions, Sports and Social Club events and more.

Supporting you and your Family- Maternity/pregnant parent/primary adopter entitlement of 16 weeks at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks’ full pay.

Benefits for Them- Partner Life Assurance and Critical Illness cover.

Get some Tech- Deals on various gadgets including Wearables, Tablets and Laptops.

Getting around- Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover.

Supporting you back to work- Return to work programme after maternity leave.

About Ageas:

We are one of the largest car and home insurers in the UK. Our People help Ageas to be a thriving, creative and innovative place to work. We show this in the service we provide to over four million customers.

As an inclusive employer, we encourage anyone to apply. We’re a signatory of the Race at Work Charter and Women in Finance Charter, member of iCAN and GAIN. As a Disability Confident Leader, we are committed to ensuring our recruitment processes are fully inclusive. That means if you are applying for a job with us, you will have fair access to support and adjustments throughout your recruitment experience. If the list does not cover the support you need, please contact our Recruitment Team to discuss how they can help. We also guarantee an interview for applicants with a disability who meet the minimum criteria for the role. For more information, please see Ageas Everyone.

We have a zero-tolerance approach towards any form of harassment during the recruitment process, ensuring that everyone is treated with respect and professionalism.

Our aim is to have great people everywhere in our business and we’re always looking for outstanding people to join us. Most roles across Ageas allow a proportion of your time to be spent working from home and we’re open to discussing flexible working, including full-time, part-time or job share arrangements. To find out more about Ageas, see About Us.

Want to be part of a Winning Team? Come and join Ageas.

Click on the ‘Apply button’ to be considered.

Important Notice – Recruitment Scam Alert: We are aware of fraudulent activity whereby individuals are being contacted with fake job offers claiming to be from Ageas, often for remote roles such as Administrative Assistants. These scams may include offers of high hourly pay and requests for upfront payments or deposits. Please be aware that Ageas will never ask for money at any stage of the recruitment process. Ageas will always ask you to make an application via our Company Websites and all legitimate Ageas job opportunities are listed on our official careers pages within. Communication will only come from verified Ageas email addresses and if you are unsure about the legitimacy of a job offer or communications you are receiving, please contact recruitment@ageas.co.uk with the subject FRAUD.

Non-Standard Motor Insurance jobs

Senior Non Standard Car Underwriter