Commercial Risk & Reinsurance Apprenticeship
Start date: September 2025
Applications close date: 27th January 2025
Better Decisions Begin with You
Aon shapes decisions for the better to protect and enrich the lives of people around the world. When you join us, you’ll become empowered to make the same impact, as you explore ways of becoming a more relevant, connected and valued professional.
Risk Capital
Join Aon as a Commercial Risk or Reinsurance apprentice and learn about our Risk business and the broking process, develop your professional skills, and build strong relationships with clients and colleagues alike.
Commercial Risk Solutions: Trends in economics, demographics and geopolitics – compounded by the rapid pace of technological change – are creating unprecedented volatility for organisations. We assist clients with their insurance buying decisions, aiming to optimize the balance of risk transfer and retention financing through valuation and analysis. You can learn more about our Risk Transfer offerings here: Broking and Risk Transfer | Aon
Reinsurance Solutions: Unprecedented volatility is creating new risks and opportunities for organisations across the global economy. We provide risk transfer, claims advocacy and capital management solutions to help re/insurers reduce volatility and build more resilient businesses, governments and communities. To explore our solutions for insurers, click here: Reinsurance | Aon
Your role as a Commercial Risk or Reinsurance Apprentice:
Join our Commercial Risk or Reinsurance Apprenticeship as a permanent colleague from day one and discover how we help our clients identify their risks and ensure they have the best possible cover to mitigate them.
Your role will focus on client service administration, supporting the broking and client management activities of more senior team members. Prepare to make an immediate impact as you demonstrate your passion for customer service. You'll quickly learn about our business and the broking process, develop your professional skills and build strong relationships with clients and colleagues.
We have opportunities in the following teams, please use the information below to support your research:
Client Service Delivery:
- Overview: CSD sits within the London Global Broking Centre (GBC) Global Broking Centre: Bringing together deep subject matter expertise across a wide variety of industries and unrivalled access to global capacity, the London GBC works in partnership with Aon colleagues and clients around the world to deliver insight driven risk transfer advice, innovative placement solutions, proactive market insight and claims expertise that address some of the most challenging risks faced by a large and diverse global client base. Placing approximately $9.5bn of gross written premium per annum, the London GBC has a market leading role built on distinct capabilities.
- CSD supports Broking teams within the London Global Broking centre – team of around 135
- Your role will include tasks such as slip production and reviews, liaising with Aon Brokers and external clients, query resolution and general reporting duties
- CSD operates a right first time ethos to supporting our clients and brokers – adding value and supporting Aon’s clients
Retail Broking
Overview: We use Aon’s market leverage to negotiate terms directly with insurers, to obtain the best solution for our existing clients or prospects. We monitor the service provided by insurers and the volume/type of business placed. We also support the client service teams with strategy and complex issues relating to the market.
What the day will look like
- Supporting the delivery of client-facing transactional service activities
- Assisting in the day-to-day running of client risk and insurance programmes
- Contributing proactively to client satisfaction, retention and profitability
- Carrying out administrative tasks contributing to the broking process
- Inputting data accurately to maintain management information
Reinsurance Solutions: Frequently, the scale of risks underwritten is too great for one insurer to carry safely. In these circumstances, companies use reinsurance to mitigate their own risk exposure. Specialist reinsurance companies take on part of the risk that insurers assume from their personal or commercial clients. They can do this by sharing the losses among several carriers in the event of a claim. For this service, the reinsurer is paid a share of the insurance premium in accordance with its level of participation in the risks.
What your day could look like:
- Supporting the delivery of client-facing transactional service activities
- Assisting in the day-to-day running of client risk and insurance programmes
- Contributing proactively to client satisfaction, retention and profitability
- Carrying out administrative tasks contributing to the broking process
- Inputting data accurately to maintain management information
Your Development
As an Aon Apprentice you will be enrolled onto our development programme when you join. This programme is built around 3 core elements :
- Business learning – on the job learning and experiences giving you the opportunity to develop your knowledge and understanding of the team and solution line you have joined
- Centralised learning - UK apprentices complete in an Aon Induction, monthly webinars, business skills training and workshops; all designed to help you develop your knowledge of Aon, build your confidence and your network across our business
- Professional Qualifications – we want you to be as successful as possible, so we’ll fully support your study towards your level 4 Insurance Apprenticeship and Certificate in Insurance (Chartered Insurance Institute) professional qualification. To support you as you study for your exams, you’ll receive paid study leave, plus an extensive range of study and tuition materials.
Building Relationships
With Aon business leaders playing an active role in our development, you're encouraged to make the most of every networking opportunity open to you. The early relationships you build will include:
Your Apprentice network – you'll meet Apprentices from all areas of Aon in the UK, helping you navigate our business and grow a support network from day one.
Your mentor – an experienced colleague who can help you out with career guidance, specific issues or any general thoughts or queries you have.
Business seniors – many experienced colleagues will be actively interested and involved in your development.
The Early Careers Team – here to help smooth the way, open doors and advise you on developing your knowledge, skills and prospects.
Your career beyond your Apprenticeship
Once you’ve completed the formal apprenticeship programme, you’ll continue to receive lots of support at Aon. We would expect you to be promotion ready within 24 months and you will continue to grow your career in the Insurance industry. You will also be able to continue your studies for the CII qualifications. Alongside the interactive development programme we’ve mentioned above, you’ll have the chance to explore different career paths. Once you have completed your 18-month Apprenticeship, your training and development doesn’t stop there, you will continue your professional development taking on more client responsibilities.
Next Steps
If you are interested in this apprenticeship programme and would like to apply, here are some things to help you:
Entry Requirements:
- 112 UCAS points from your top 3 A Levels (or equivalent) or 280 UCAS points for exams sat prior to 2017 (excluding General Studies) i.e. BBC
- Five grade 9 – 4 GCSEs including Maths and English (A*- C GCSEs for exams studies prior to 2020)
What are we looking for?
- Motivation and ambition – you will need to be able to articulate why you want a career in insurance or reinsurance
- Commercial awareness – this helps us to provide support and advice to our clients with clarity and confidence
- Understand the value of and be passionate about delivering excellent Client Service
- Confident with Microsoft Products - Word, PowerPoint, Excel. Note, training support will be provided
Locations:
Chelmsford, London, Redhill, Manchester
We recognise the value for our Early Career colleagues of being in the office environment from the beginning of their programme. As a new apprentice, you will spend the first 6 months based in the office to support your learning, development, and progression. This will enable you access to support from managers, collaborate with colleagues as well as grow your network across Aon. After completing this initial training period, you will then have the opportunity to work more flexibly, spending at least 3 to 4 days face to face in the Aon office or with clients.
How we support our colleagues
In addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two “Global Wellbeing Days” each year, encouraging you to take time to focus on yourself.
Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.
Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, colour, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status.
We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. If you require any reasonable accommodations or adjustments, please contact apprentices@aon.co.uk and a member of the UK Early Careers team will contact you.
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